Capital BlueCross Provider Network = Full Coverage
Our Traditional Plan includes a Major Medical component which ensures that your employees get comprehensive hospitalization and physician coverage, plus value-added benefits, like prescription coverage. Traditional coverage gives members the widest possible freedom in choosing providers and the peace of mind in knowing that the Capital BlueCross provider network offers the great combination of cost savings and no claims filing. There's also the added value that Major Medical offers coinsurance to lower the cost of services that don't qualify under basic service coverage. In addition, members always have the security of carrying our widely recognized BlueCard identification for hassle-free health care at home and when traveling.
Traditional typically covers the services listed below Physician office visits for illness or injury Preventive care (annual gynecological exams, annual mammograms [women age 40 and over], childhood immunizations) Maternity and newborn care Disease management for asthma, diabetes, congestive heart failure and coronary artery disease Lab tests and x-rays Physical, occupational and speech therapy Home health care Skilled nursing facility Hospice care Outpatient and inpatient hospital services
* Subject to applicable contract terms and exclusions
Basic hospitalization coverage issued by Capital BlueCross and basic medical-surgical and supplemental major medical issued by Capital Advantage Assurance Company® or by Capital Advantage Insurance Company®, subsidiaries of Capital BlueCross.
Service + Innovation + Variety + Flexibility + Value = Capital BlueCross!
We have provided the people of our 21-county service area with maximum value in health insurance products since 1938. Our members in Central Pennsylvania and the Lehigh Valley know of our reputation for excellence in customer service and our commitment to offering a wide variety of easy-to-use, comprehensive and innovative health-care products for employer groups and our members.
Benefits for You
You have our commitment to work hand-in-hand with you to meet and exceed your goals and objectives. In addition to a robust selection of health coverage products - medical, dental, vision, prescription drug and more - we also provide you with the tools you need to help your employees live healthier lives and to make managing your employees' benefits as simple as possible.
Benefits for Your Employees
Not only are we committed to helping you, our employer groups, meet your health coverage goals and objectives, we are also dedicated to your employees. We know how important health care services are to your employees and, of course, their families. To ensure they receive the most appropriate care, we offer many programs and services to help keep them healthy while making the management of their benefits as simple as possible.