An idea for managing costs of your group insurance with a tax deduction
A HRA (Health Reimbursement Arrangement) can be key in managing the costs of your group insurance plan. The HRA is used specifically toward paying employee health care and medical expenses.
To be compliant with PPACA regulations, our products have Pediatric Vision and Pediatric Dental embedded.
The HRA account is funded by you, the employer — you choose the pre-defined amount to fund. You also choose how to administer employee medical expense reimbursements. This type of plan is a popular option for reimbursing things like employee deductibles and co-insurance costs. Any reimbursements made to employees are tax deductible for employers.
Our programs include Healthy Rewards which is a program designed with the goal of encouraging your employees to make better health care decisions and become savvy about health care spending.
Capital BlueCross offers the HRA in conjunction with its High Deductible Health Plan (HDHP) coverage. For more information, please click here.
PPO typically covers the services listed below Physician office visits for illness or injury Preventive care (routine physical exams, annual gynecological exams, annual mammograms [women age 40 and over], childhood immunizations) Maternity and newborn care Disease management for asthma, diabetes, congestive heart failure and coronary artery disease Lab tests and x-rays Physical, occupational and speech therapy Home health care Skilled nursing facility Hospice care Outpatient and inpatient hospital services Emergency care Medical supplies and equipment Behavioral health services Substance abuse (drug and alcohol treatment)
* Subject to applicable contract terms and exclusions
75 Years and Still Counting
Members in our 21-county service area have counted on us since 1938 for quality health insurance. Central Pennsylvania and the Lehigh Valley count on Capital BlueCross for excellence in customer service and our commitment to provide accessible and innovative health care products.
Benefits for You
We'll work hand-in-hand with you to exceed your health care goals and objectives. From traditional health plans to cost-sharing options to leverage employee participation, we've got you covered with medical, dental, vision, and prescription drug plans. And we provide the wellness tools you need to educate and encourage your employees to live healthier lives with healthier decision-making, while keeping your bottom line in check.
Benefits for Your Employees
Not only are we committed to helping you, our employer groups, meet your health coverage goals and objectives, we are also dedicated to your employees. We know how important health care services are to your employees and, of course, their families. To ensure they receive the most appropriate care, we offer many programs and services to help keep them healthy while making the management of their benefits as simple as possible.