Financial help
As an individual shopping for health insurance, you can purchase a plan two ways.
Where can I buy my insurance?
Pennie®
Pennie®, the Pennsylvania health insurance marketplace, offers you a choice of qualified health plans. You may qualify for advanced premium tax credits (APTC) or lower your out-of-pocket costs with cost sharing reductions (CSR). You can view the products we offer and see if you qualify for Advanced Premium Tax Credits (APTC) or by going directly to Pennie.
Your household income, where you live and household size also determine if you are eligible for a tax credit. The chart below will help you determine if you qualify. To qualify for CSR which will lower out of pocket costs that you pay at the time of service for covered services you must enroll in a silver plan on Pennie.
2023 Federal Poverty Level guidelines1
Who needs coverage?
|
What is the income for those covered under the health plan?(Income % of federal poverty level) |
||||
|---|---|---|---|---|---|
| Family Size | 100% | 138% | 150% | 200% | 400% |
| Single | $13,590 | $18,754 | $20,385 | $27,180 | $54,360 |
| Family of 2 | $18,310 | $25,268 | $27,465 | $36,620 | $73,240 |
| Family of 3 | $23,030 | $31,781 | $34,545 | $46,060 | $92,120 |
| Family of 4 | $27,750 | $38,295 | $41,625 | $55,500 | $111,000 |
| Family of 5 | $32,470 | $44,809 | $48,705 | $64,940 | $129,880 |
| Family of 6 | $37,190 | $51,322 | $55,785 | $74,380 | $148,760 |
| Family of 7 | $41,910 | $57,836 | $62,895 | $83,820 | $167,640 |
| Family of 82 | $46,630 | $64,349 | $69,945 | $93,260 | $186,520 |
Direct from Capital Blue Cross
If you are not eligible to save money by purchasing through Pennie, consider additional plan choices by viewing the products we offer.
1Pennie will reference the 2023 poverty level guidelines during the fall 2023 open enrollment period to determine eligibility for 2024 premium tax credits and cost-sharing reductions.
2for more than eight, add $5,140 for each additional person.