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For groups of 101+ employees
Your employees want affordable, dependable health insurance. Capital Blue Cross can help you build a plan precisely suited to your employees needs and your budget.
We deliver a unique perspective in helping you decide your plan options—we bring data and expertise to the table to offer a picture of where your health coverage challenges can be better addressed. Covered employees and their dependents have their own secure web page to manage their benefit program.
PPO
Maximum freedom of choice for employees with our widest provider network.
PPO Choice and
PPO Choice Select
Both 3-tier plans, PPO Choice is offered to employer groups located in Adams, Berks, and Lancaster counties, and PPO Choice Select is offered to groups located in Cumberland, Dauphin, Perry and York counties.
With these lower cost plans, employees have the lowest out-of-pocket costs by using Choice 1 providers, but may opt to use Choice 2 providers, subject to higher cost-share. Employees also have an out-of-network benefit, subject to the highest cost-share. This plan offers group savings, while still giving employees flexibility.
Performance PPO
A 3-tier plan for employer groups located in Adams, Franklin, Lancaster, Lebanon, Lehigh, Northampton and York counties. Employees enjoy the lowest out-of-pocket costs when they select designated Performance Plus in-network providers. A middle tier of benefits applies to Performance Select in-network providers. Third tier of benefits is for out-of-network services.
HRA
Any medical plan with an employer-funded health reimbursement arrangement to help your employees pay for medical expenses. You choose how to administer the plan and how much to fund. HRA funds paid for employee claims are tax deductible for employers.
QHDHP
An IRS-Qualified High Deductible Health Plan, suitable for pairing with a tax-free Health Savings Account (HSA).
Medicare
Designed for your Medicare eligible employees and retirees.
Capital Advantage EPO
An EPO plan for employers located in Cumberland, Dauphin, and Perry counties. Help manage patient care, reduce redundant or unnecessary treatment, and improve employee health — all with a plan that costs less than a traditional PPO.
Valley Advantage EPO
An EPO plan for employers located in Lehigh and Northampton counties. This carefully designed, integrated network of physicians ensures the comprehensive treatment of your employees while living and working in the Lehigh Valley and when traveling outside the service area through the BlueCard PPO network of providers.
COBRA
Healthcare continuation coverage to qualified employees and dependents who lose their insurance.
FSA
Flexible spending accounts allow your employees to set aside pre-tax dollars to pay for IRS-qualified out-of-pocket medical expenses. Dependent Care FSA is also available to help with daycare costs.