Check It Out FAQ

No checks to write. No envelopes to mail. No hassles. Check It Out® is an automated payment option that will deduct your premium directly from your bank account.

For many of us in this busy world, remembering to pay our health insurance premium is just one more item on an endless list of things to do. Capital Blue Cross and its family of companies, understand the countless demands on your schedule. That’s why we’ve designed a program to help shorten your to-do list. We call it Check It Out.

How does it work?

Capital Blue Cross will be able to pull premiums directly from your account for your first month of coverage if we receive and process your application prior to the 15th of the month. If processed after the 15th of the month, you will receive a paper invoice and your first month’s premium should be remitted via another means (check or credit card). Your bank will monthly transfer your premium from your bank account directly to us. If the designated transfer day is a holiday, the premium payment will be deducted on the next business day. If your account does not have sufficient funds available to pay the premium, we will send you a notice. Repeated insufficient funds, however, may cause your insurance to be canceled. Your participation in Check It Out does not change your benefits or the terms of your contract in any way. If premiums change or if you are enrolled in a different plan, We will send you a notice in advance. You may cancel your participation in Check It Out at any time simply by notifying us in writing.

How do I enroll?

To take advantage of this free monthly service you must complete the Check It Out enrollment form. If using a checking account, write “VOID” on a blank bank check, include your name and address if not printed on your check, and return it with your enrollment form. Your Check It Out authorization will be processed and begin with your next monthly billing. Depending on when we receive your enrollment form, you may receive a paper bill for payment. Capital Blue Cross will let you know, in writing, when you are approved for this program and when your automatic payments begin. Your initial bill may be more than a one-month time period to bring you in-line with our Check It Out enrollment files.

How do I make changes?

You can make changes easily by completing another enrollment/change form and placing a check mark in the appropriate box.

Check It Out enrollment/change form

By completing this form, I/we authorize Capital Blue Cross and its subsidiaries, and the financial institution named below, to deduct the current amount of the premium for health care coverage from my/our account on the designated day and transfer such amount directly to Capital Blue Cross. If the designated day is a holiday, the premium payment will be deducted on the next business day. I/we agree to maintain sufficient funds in the account to permit these deductions. If the account does not have sufficient funds at the time of transfer, I/we understand that my/our Capital Blue Cross healthcare coverage may be canceled.