You may shop for coverage through Pennie and see if you qualify for advanced premium tax credits (APTC) or lower your out-of-pocket costs with cost sharing reductions (CSR).
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When to enroll
There are two ways you may be eligible to enroll in or change your coverage:
Annual Open Enrollment Period which will be November 1, 2021 through January 15, 2022. If you want your coverage to begin January 1, 2022 you must enroll by December 15, 2021.
Special Enrollment Period (SEP) which is for qualifying events that can happen at any time throughout the year. Outside the Annual Open Enrollment Period you can only enroll in a plan or change coverage if you have a qualifying event.