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For groups of 51-99 employees
With Convenience PPO, we've built a tiered-network product that provides both quality care and low costs while preserving choice for employees. Convenience PPO can deliver savings of up to 8% over standard PPO plan designs.
$ Choice 1 providers result in the lowest out-of-pocket costs for employees:
- Penn Medicine Lancaster General Health.
- St. Luke’s University Health Network.
- WellSpan Health.
$$ Choice 2 providers result in higher out-of-pocket costs for employees:
Includes all remaining in-network providers not designated as Choice 1 along with Out-of-area BlueCard providers.
$$$ Out-of-Network providers result in the highest out-of-pocket costs for employees.
Employees can easily locate both Choice 1 and Choice 2 providers using MyCare Finder at CapitalBlueCross.com.
D = Deductible
D/20% = Deductible applies first, then 20% coinsurance
D/$ = Deductible applies first, then a copay
2026 plans
| Plan |
HRA option |
Deductible1 |
Coinsurance |
Out-of-pocket max |
PCP |
Specialist |
Emergency room |
| Convenience PPO 1000/0/20 |
No |
C1 - $1,000
C2 - $2,000
|
C1 - 0%
C2 - 20%
|
$8,550 |
C1 - $20
C2 - $40
|
C1 - $40
C2 - $60
|
$250 |
| Convenience PPO 3000/0/20 |
No |
C1 - $3,000
C2 - $6,000
|
C1 - 0%
C2 - 20%
|
$8,550 |
C1 - $20
C2 - $40
|
C1 - $40
C2 - $60
|
$250 |
| Convenience PPO 6000/0/20 |
No |
C1 -$6,000
C2 - $9,000
|
C1 - 0%
C2 - 20%
|
$9,100 |
C1 - $20
C2 - $40
|
C1 - $40
C2 - $60
|
$250 |
| QHDHP Convenience PPO 2000/0/02 |
No |
C1 - $2,000
C2 - $4,000
|
C1 - 0%
C2 - 20%
|
$7,000 |
C1 - D
C2 - D/20%
|
C1 - D
C2 - D/20%
|
D/$250 |
| QHDHP Convenience PPO 3500/0/02 |
No |
C1 - $3,500
C2 - $7,000
|
C1 - 0%
C2 - 20%
|
$7,500 |
C1 - D
C2 - D/20%
|
C1 - D
C2 - D/20%
|
D/$250 |
