Advantages of Medicare Advantage plans

that you don’t get from Original Medicare in Pennsylvania.

Last updated: 6/15/2021

Why Medicare Advantage?

During Medicare enrollment, from October 15 to December 7, it’s important to know what you’re buying. A question Medicare customers frequently ask is “What does Medicare Advantage give me that I don’t already get from my Original Medicare?” The answer is, surprisingly, quite a lot!

Original Medicare comes to you directly from the government, and includes Part A (hospital coverage) and Part B (medical coverage). While you typically don’t pay a separate premium for Part A, you do pay a monthly premium for Part B, which may be deducted automatically from your Social Security benefits.

Grandfather with a child

Benefits of Medicare Advantage

Medicare Advantage is an alternative to Original Medicare and is also known as Part C coverage. It's usually offered privately through major health insurance companies, like Capital Blue Cross’ BlueJourney plans. They cover everything Part A and Part B cover, with or without hospice care, and usually much more.

So what do you get?

  • Hospital coverage (Part A)
  • Medical coverage (Part B)
  • Prescription coverage (Part D)
  • Vision benefits
  • Dental benefits
  • And more perks to help you live healthy

While that sounds like a lot of coverage, Medicare Advantage plans are usually low- or no-cost! The best way to see if Medicare Advantage is right for you is to compare plans and get a quote.

Explore your options and find out your next steps are by requesting a free Medicare guide.

For more education, visit Medicare.gov.

This is not medical advice and is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition or treatment. The information provided is meant for a general audience. Capital Blue Cross and its affiliated companies believe this health education resource provides useful information but does not assume any liability associated with its use.