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For groups of 51-99 employees

With the power to save and freedom to choose, Choice 1 providers offer greater savings up to 10% over standard PPO plans with lower out-of-pocket member costs, while Choice 2 providers afford members flexibility and convenience with more access without referrals.

Choice 1 providers:

  • Ephrata Hospital
  • Geisinger
  • Lancaster General Health
  • Lehigh Valley Health Network
  • Penn State Health
  • St. Luke's University Health Network
  • UPMC Central PA

Choice 2 providers:

  • Tower Health
  • WellSpan Health

D = no charge after deductible.

D/20% = Deductible applies first, then 20% coinsurance.

D/$ = Deductible applies first, then a copay.

2024 plans

Plan HRA option Deductible1 Coinsurance Out-of-pocket max PCP Specialist Emergency room
PPO Choice 1000/0/20 No

C1 - $1,000

C2 - $2,000

C1 - 0%

C2 - 20%

$8,550

C1 - $20

C2 - $40

C1 - $40

C2 - $60

$250
PPO Choice 3000/0/20 Yes

C1 - $3,000

C2 - $6,000

C1 - 0%

C2 - 20%

$8,550

C1 - $20

C2 - $40

C1 - $40

C2 - $60

$250
PPO Choice 6000/0/20 Yes

C1 - $6,000

C2 - $9,000

C1 - 0%

C2 - 20%

$9,100

C1 - $20

C2 - $40

C1 - $40

C2 - $60

$250
QHDHP PPO Choice 2000/0/02 No

C1 - $2,000

C2 - $4,000

C1 - 0%

C2 - 20%

$7,000

C1 - D

C2 - D/20%

C1 - D

C2 - D/20%

D/$250
QHDHP PPO Choice 3500/0/02 No

C1 - $3,500

C2 - $7,000

C1 - 0%

C2 - 20%

$7,500

C1 - D

C2 - D/20%

C1 - D

C2 - D/20%

D/$250

2023 plans

Plan HRA option Deductible1 Coinsurance Out-of-pocket max PCP Specialist Emergency room
PPO Choice 1000/0/20 No

C1 - $1,000

C2 - $2,000

C1 - 0%

C2 - 20%

$8,550

C1 - $20

C2 - $40

C1 - $40

C2 - $60

$250
PPO Choice 3000/0/20 Yes

C1 - $3,000

C2 - $6,000

C1 - 0%

C2 - 20%

$8,550

C1 - $20

C2 - $40

C1 - $40

C2 - $60

$250
PPO Choice 6000/0/20 Yes

C1 - $6,000

C2 - $9,000

C1 - 0%

C2 - 20%

$9,100

C1 - $20

C2 - $40

C1 - $40

C2 - $60

$250
QHDHP PPO Choice 2000/0/02 No

C1 - $2,000

C2 - $4,000

C1 - 0%

C2 - 20%

$7,000

C1 - D

C2 - D/20%

C1 - D

C2 - D/20%

D/$250
QHDHP PPO Choice 3500/0/02 No

C1 - $3,500

C2 - $7,000

C1 - 0%

C2 - 20%

$7,500

C1 - D

C2 - D/20%

C1 - D

C2 - D/20%

D/$250

1Deductibles shown are for a single plan. Family deductible is two times the single deductible.

2The deductible on the family plan is non-embedded. If there is only one person enrolled on the plan, the Single deductible amount applies. If there are two or more members on the plan, the full Family deductible must be met before the plan begins to pay.