For groups of 1-50 employees
With the power to save and freedom to choose, Choice 1 providers offer greater savings up to 11% over standard PPO plans with lower out-of-pocket member costs, while Choice 2 providers afford members flexibility and convenience with more access without referrals. Employees can easily locate both Choice 1 and Choice 2 providers using MyCare Finder at CapitalBlueCross.com.
$ Choice 1 providers result in the lowest out-of-pocket costs for employees:
- Geisinger
- Lehigh Valley Health Network
- Penn Medicine Lancaster General Health
- St. Luke's University Health Network
- UPMC Central PA
$$ Choice 2 providers result in higher out-of-pocket costs for employees:
- Penn State Health
- Tower Health
- WellSpan Health
- Out-of-area BlueCard providers
$$$ Out-of-Network providers result in the highest out-of-pocket costs for employees.
D/$ = Deductible applies first, then a copay.
2027 plans
| Plan |
Deductible |
Coinsurance |
Out-of-pocket max |
PCP |
Specialist |
Emergency room |
| Platinum Advance PPO 0/0/151 |
C1 - $0
C2 - $3,500
|
C1 – 0%
C2 – 20%
|
$5,000 |
C1 - $15
C2 - $30
|
C1 - $30
C2 - $45
|
$250 |
| Gold Advance PPO 1000/0/201 |
C1 - $1,000
C2 - $2,000
|
C1 – 0%
C2 – 20%
|
$11,100 |
C1 - $20
C2 - $40
|
C1 - $40
C2 - $60
|
D/$350 |
| Gold QHDHP Advance PPO 2500/0/152 |
C1 - $2,500
C2 - $5,000
|
C1 – 0%
C2 – 20%
|
$6,000 |
C1 - D/$15
C2 - D/$30
|
C1 - D/$30
C2 - D/$45
|
D/$250 |
| Silver Advance PPO 5500/0/301 |
C1 - $5,500
C2 - $11,000
|
C1 – 0%
C2 – 20%
|
$12,000 |
C1 - $30
C2 - $60
|
C1 - $60
C2 - $80
|
D/$350 |
